Investment Center Advisor Group - Sandra K. King, CRC®

Blog

Better Times are Coming

The economic struggles in our country are among the worst we've ever seen. In April, a record 20 million people lost their jobs, and 36 million people have filed for unemployment since the COVID-19 pandemic struck in mid-March. Record drops in consumer confidence, manufacturing, and spending are all adding to the immediate economic fallout.
View More >>

Nowhere to Go But Up

How can stocks have rebounded so strongly in the last month amid so much suffering and economic damage? What's Wall Street seeing that so many on Main Street are not?
View More >>

How We Respond Matters

As the battle against the COVID-19 pandemic continues, how we respond to it will determine how we beat it. Continued sacrifices range from everyone in the medical community working on the front lines to the thousands of truck drivers across our country keeping goods flowing, parents who have become homeschoolers, and folks missing their family events to help stop the spread of this terrible outbreak.
View More >>

Thinking of Timing the Market? Think Again.

Volatility is back. The sustained rally that produced 30%+ gains in the S&P 500 in 2019 and continued into 2020 came to an abrupt halt in late February, when fears of the new coronavirus epidemic and its effects on the economy swept Wall Street and beyond. Markets across the globe plummeted, and the Dow Jones Industrial Average dropped over 1,000 points in one day. More drops followed, and volatility has ensued as investors try to grapple with the spreading epidemic and its potential impact.
View More >>

When it Rains Gold, Reach for a Bucket

"Every decade or so, dark clouds will fill the economic skies, and they will briefly rain gold. When downpours of that sort occur, reach for a bucket." -Warren Buffett The battle with COVID-19 rages on, and the headlines continue to get worse. The number of new cases and deaths continues to grow. Individuals and companies are hurting, with even an iconic company like The Cheesecake Factory telling landlords they won't be able to make their rent payments for April.
View More >>

A Test of Our Resolve

The world continues its battle to contain the COVID-19 pandemic, which now has likely impacted, either directly or indirectly, nearly every person on Earth. This is far more than just a health crisis - this is a human crisis. Its fearful wake will only be bested by the bravery, perseverance, and hope of a determined world. It is more than just a dangerous illness, it is a test of our resolve.
View More >>

Deciding When to Start Taking a Pension

Most businesses today do not offer a pension plan. But pensions are still a common benefit for teachers, federal employees, and others who work in the public sector. Many grandfathered private-sector plans also still exist.
View More >>

Impact of the SECURE Act

As you may know, the SECURE Act was signed into law on December 20, 2019. This landmark piece of retirement legislation could have an impact on decisions you may want to make regarding your retirement savings strategy. Click below to access a one-page summary that highlights some of the key changes as well as some additional detail regarding the specific provisions.
View More >>

Should You Purchase Long-Term Care Insurance

According to the U.S. Department of Health and Human Services, someone turning age 65 today has almost a 70% chance of needing some type of long-term care services and supports in their remaining years. Whether you or your spouse will require long-term care is difficult to predict. But it is wise to consider long-term care insurance and whether it may be a good idea for you.
View More >>

How Much Social Security Can You Expect?

One of the first steps in planning for retirement is to get an accurate read on just how much income you can expect to receive from Social Security. The exact amount of your Social Security benefit will depend upon your earnings history and retirement timing. Although Social Security provides only about a third of a typical retiree's income, it often serves as the foundation for calculating how much other income you'll need and how much you'll need to save.
View More >>

Recognizing & Avoiding Online Social Security Scams

Identity theft affects millions of Americans each year, and Social Security numbers are the skeleton key. And what better way to get someone's Social Security number than by pretending to be from Social Security.
View More >>